Enrollment

ENROLLMENT

2021 changes

The pandemic has highlighted the importance of having great and valuable benefits when we need them most. Informatica is committed to offering our employees and their families, the best possible health and wellbeing options available.

We encourage you to review the enhancements we have made for 2021 and utilize the benefit resources available to you to ensure you select benefits that meet your needs and are cost effective.

Benefit	What’s changing
Cost sharing	Review the 2021 Contribution Rates.
Medical	The annual maximum covered for hearing aids will be increased to $5,000 for the Aetna and Kaiser plans. The deductible will be waived for allergy shots for the Aetna PPO plan.
Prescription drugs	No change.
Dental	No change.
Vision	No change.
Health Savings Account (HSA)	Contribution limit increases to $3,600 for employee-only coverage and $7,200 if you cover dependents.
Legal Insurance	ARAG, our new legal services provider, offers two levels of legal insurance coverage for a wide range of legal needs.

How to enroll

Benefits Enrollment is completed in Workday for all benefits except GoNavia Commuter FSA Benefits, MetLife Auto, Home, and Pet Insurance, and the Fidelity 401(k) plan. For these exceptions, you must enroll directly with the respective vendor.

Through Workday you can complete your enrollment any time, day or night.

See the Quick Reference Guide for assistance.

Decision Support

Choosing the right benefit plans is important for both your health and financial wellness. We have provided several resources for you to use to assist you in selecting the right benefits for you and your family.

 

2021 benefit options

Medical

Plan details for 2021.

How the Plans work with HSA

	Aetna PPO	Aetna Saver	Kaiser HMO
HSA eligible	No	Yes	No
Company HSA contribution	None	$400/Employee; $800/Family	None

Your costs

	Aetna PPO	Aetna Saver	Kaiser HMO
Preventive doctor’s visit	No cost to you when you see in-network providers — covered at 100% in-network	No cost to you when you see in-network providers — covered at 100% in-network	No cost to you when you see in-network providers — covered at 100% in-network
Individual/family deductible
In-network	$500/$1,200	$1,600/$3,200	None
Out-of-network	$1,000/$2,400	$3,200/$6,400	Not applicable
Individual/family out-of-pocket maximum
In-network	$2,700/$5,300	$3,000/$6,000	$1,500/$3,000
Out-of-network	$4,000/$7,800	$6,000/$12,000	Not applicable
Your coinsurance
In-network	10% after deductible	10% after deductible	Copays for services
Out-of-network	30% after deductible*	30% after deductible*	Not applicable
Office visit
In-network	$20 primary care $30 specialist	10% after deductible	$20 primary care and specialist
Out-of-network	30% after deductible*	30% after deductible*	Not applicable
Telemedicine visit
In-network only	$20 per visit	$40 per visit	No Cost
Behavioral Health	$30 per visit	10% after deductible	No Cost
Emergency Room visit	10% after a $150 copay	10% after deductible	$150

Retail prescriptions (your cost for a 30-day supply)

	Aetna PPO	Aetna Saver	Kaiser HMO
Generic	In-network: $10 Out-of-network: $10 + 50% of the Rx cost	In-network 10% after deductible (deductible waived for certain preventive medications) Out-of-network 30% after deductible	$10
Brand-name	In-network: $35 Out-of-network: $35 + 50% of the Rx cost	In-network 10% after deductible (deductible waived for certain preventive medications) Out-of-network 30% after deductible	$35
Non-formulary	In-network: $50 Out-of-network: $50 + 50% of the Rx cost	In-network 10% after deductible (deductible waived for certain preventive medications) Out-of-network 30% after deductible	$35 Specialty

Mail order prescriptions (your cost for a 90-day supply)

	Aetna PPO	Aetna Saver	Kaiser HMO
Generic	In-network: $20 Out-of-network: not covered	In-network 10% after deductible (deductible waived for certain preventive medications) Out-of-network not covered	$20
Brand-name	In-network: $70 Out-of-network: not covered	In-network 10% after deductible (deductible waived for certain preventive medications) Out-of-network not covered	$70
Non-formulary	In-network: $100 Out-of-network: not covered	In-network 10% after deductible (deductible waived for certain preventive medications) Out-of-network not covered	$70 Specialty
All Non-Specialty Drugs	You may fill 90-day supplies of (non-specialty) medication through any retail location. You will need a 90-day prescription from your providers and you will pay 3X the applicable 30-day cost.***		$70 Specialty

* Out-of-network benefits are based on reasonable and customary charges.

** Deductible does not apply.

*** Important note on maintenance medications through Aetna: For maintenance medications, you can fill a 30-day supply of the prescription at any retail pharmacy twice. For any subsequent refills, a 90-day supply must be filled through the Aetna Rx Home Delivery® mail order program or specifically at a CVS pharmacy. If you continue to fill the prescription at a non-CVS pharmacy, you will pay an additional fee.

 

Manage your costs

Today, it’s more important than ever to think like a consumer and make smart decisions about how you spend your health care dollars. Get five valuable tips for saving money in this video.