Consumer Tips

They’ve agreed to charge only up to negotiated rates and bill your insurance company directly, which saves you money and time. Also, check with your insurance company to ensure that the services you and your dependents require are covered before you receive care.

It’s covered in full by all of our medical plans and can help detect and prevent potentially costly health issues early. You pay nothing for annual physicals, immunizations, routine cancer screenings, and more when you see in-network providers.

Should you go to the doctor’s office, an urgent care facility, or the emergency room? Going to the most appropriate place for your needs will save you time and money!

Contributing to a Health Savings Account (HSA) and/or Health Care FSA is easy and saves you money on expenses you’d have to pay anyway.

Using generic alternatives will almost always save you money — and they’re just as effective as brand name prescriptions. It’s also a good idea to call a few local pharmacies to compare prices before deciding where to fill a prescription. For your ongoing prescriptions, use the mail-order service to save money and time.

It offers valuable resources to help you improve your health, which could prevent the need for costly care. And, you’ll earn rewards when you participate in wellness activities!

Use the cost comparison tools through Aetna or Kaiser to make informed choices before getting health care services.