Overview
When it comes to purchasing products, we almost always look at the price tag. For larger purchases, such as a car or television, we might do hours of research.
Yet with all the money we spend on health care, we rarely think about the price of these services. As health care prices continue to rise, it ends up costing more for you and Informatica. Help control your spending with these tips.
Be well, buy smart
Follow these steps to be a smart health care shopper.
Use in-network providers.
They’ve agreed to charge only up to negotiated rates and bill your insurance company directly, which saves you money and time. Also, check with your insurance company to ensure that the services you and your dependents require are covered before you receive care.
Keep up with preventive care.
It’s covered in full by all of our medical plans and can help detect and prevent potentially costly health issues early. You pay nothing for annual physicals, immunizations, routine cancer screenings, and more when you see in-network providers.
Choose the plan that fits your needs.
Should you go to the doctor’s office, an urgent care facility, or the emergency room? Going to the most appropriate place for your needs will save you time and money!
Use tax-free money to pay for eligible health expenses.
Contributing to a Health Savings Account (HSA) and/or Health Care FSA is easy and saves you money on expenses you’d have to pay anyway.
Shop smart for prescriptions.
Using generic alternatives will almost always save you money — and they’re just as effective as brand name prescriptions. It’s also a good idea to call a few local pharmacies to compare prices before deciding where to fill a prescription. For your ongoing prescriptions, use the mail-order service to save money and time.
Take advantage of the Informatica Wellbeing program.
It offers valuable resources to help you improve your health, which could prevent the need for costly care. And, you’ll earn rewards when you participate in wellness activities!
Compare costs.
Choose the plan that fits your needs.
Learn about healthcare, health benefits and which Informatica medical option may be right for you, with ALEX your personal online benefits advisor.
Health Advocate.
Health Advocate is a free service offered by Informatica, which can help you understand your benefit options, resolve claims issues, obtain second opinions and care coordination. Available to you and your family members, this service can save you time and money. Help is just a phone call away at (866) 695-8622. Learn more at Health Advocate.