ENROLLMENT

2020 changes

 

Every year we take a close look at our benefits program and consider changes that will support your total wellbeing, while also meeting the needs of the business.

As part of our continuing effort to provide a competitive and comprehensive benefits program, we’ll be making the following changes for 2020.

Benefit What’s changing
MedicalBehavioral Health services will be available through Teladoc for Aetna PPO and Aetna Saver enrollees. Aetna PPO members will pay a $30 copay. Aetna Saver members will pay 10% after the deductible is met.
DentalOrthodontic coverage extended for children to age 26 with the MetLife Enhanced plan.
Health Savings Account (HSA)Contribution limit increases to $3,550 for employee-only coverage and $7,100 if you cover dependents.
Flexible Spending Account (FSA)Contribution limit increased for the Health Care FSA to $2,750 and Limited Purpose to $2,750.

How to enroll

Go to Workday to enroll for all benefits except GoNavia Commuter Benefits, MetLife Auto & Home Insurance, VPI Pet Insurance, Travel Assistance and Insurance Program, and Fidelity 401(k) Plan.

  • Workday: Enroll online at your convenience any time, day or night.

After Open Enrollment, you cannot change your benefit elections unless you experience a qualifying life event, such as a birth or a marriage.

What if I have a qualifying life event?

If you have a qualifying life event, visit the Life Events page to understand what you must do to keep your benefits current.

Decision support

Choosing the right plans is important for both your health and your financial well-being. Use these resources to explore the benefits available to you and select the best options for you and your family.

The guide includes everything you need to know about choosing your benefits for the new year.

An online tool that can provide you with an overview of your Informatica benefit options and guide you through your enrollment decisions, based on your answers to some simple questions.

Watch this video at your convenience for an overview of the Informatica 2021 Benefits Program.

Check your benefit costs for this plan year.

2020 benefit options

Medical

New plan details for 2020.

How the Plans work with HSA

Aetna PPO Aetna Saver Kaiser HMO
HSA eligibleNoYesNo
Company HSA contributionNone$400/Employee; $800/FamilyNone

Your costs

Aetna PPO Aetna Saver Kaiser HMO
Preventive doctor’s visitNo cost to you when you see in-network providers — covered at 100% in-networkNo cost to you when you see in-network providers — covered at 100% in-networkNo cost to you when you see in-network providers — covered at 100% in-network
Individual/family deductible
In-network$500/$1,200$1,600/$3,200None
Out-of-network$1,000/$2,400$3,200/$6,400Not applicable
Individual/family out-of-pocket maximum
In-network$2,700/$5,300$3,000/$6,000$1,500/$3,000
Out-of-network$4,000/$7,800$6,000/$12,000Not applicable
Your coinsurance
In-network10% after deductible10% after deductibleCopays for services
Out-of-network30% after deductible*30% after deductible*Not applicable
Office visit
In-network$20 primary care
$30 specialist
10% after deductible$20 primary care and specialist
Out-of-network30% after deductible*30% after deductible*Not applicable
Telemedicine visit
In-network only$20 per visit$40 per visitNo Cost
Behavioral Health$30 per visit10% after deductibleNo Cost
Emergency Room visit10% after a $150 copay10% after deductible$150

Retail prescriptions (your cost for a 30-day supply)

Aetna PPO Aetna Saver Kaiser HMO
GenericIn-network: $10
Out-of-network: $10 + 50% of the Rx cost
In-network 10% after deductible (deductible waived for certain preventive medications)
Out-of-network 30% after deductible
$10
Brand-nameIn-network: $35
Out-of-network: $35 + 50% of the Rx cost
$35
Non-formularyIn-network: $50
Out-of-network: $50 + 50% of the Rx cost
$35 Specialty

Mail order prescriptions (your cost for a 90-day supply)

Aetna PPO Aetna Saver Kaiser HMO
GenericIn-network: $20
Out-of-network: not covered
In-network 10% after deductible (deductible waived for certain preventive medications)
Out-of-network not covered
$20
Brand-nameIn-network: $70
Out-of-network: not covered
$70
Non-formularyIn-network: $100
Out-of-network: not covered
$70 Specialty
All Non-Specialty DrugsYou may fill 90-day supplies of (non-specialty) medication through any retail location. You will need a 90-day prescription from your providers and you will pay 3X the applicable 30-day cost.***$70 Specialty

* Out-of-network benefits are based on reasonable and customary charges.

** Deductible does not apply.

*** Important note on maintenance medications through Aetna: For maintenance medications, you can fill a 30-day supply of the prescription at any retail pharmacy twice. For any subsequent refills, a 90-day supply must be filled through the Aetna Rx Home Delivery® mail order program or specifically at a CVS pharmacy. If you continue to fill the prescription at a non-CVS pharmacy, you will pay an additional fee.

Dental — Orthodontic coverage extended for dependents to age 26 in 2020
Vision — No plan design changes for 2020
Tax-advantaged accounts
Disability insurance — No plan changes for 2020
Supplemental medical — No plan changes for 2020
Voluntary Benefits

Consider whether voluntary benefits are right for you next year:

  • Legal Plan — Coverage for a wide array of legal services and identity theft protection providing security against data theft and digital fraud.

Your enrollment checklist

  • Learn about your benefit options, paying special attention to the changes coming next year.
  • Think about your coverage needs, including how much health care you anticipate needing and whether your current life and disability insurance provides enough protection.
  • Make sure your dependent information is correct and all your dependents are still eligible.
  • Update your FSA enrollment and HSA contribution amount — they don’t carry over to the next year.
  • Review your beneficiaries — it’s a good idea to review your beneficiary information (especially if your personal circumstances have changed) and take this opportunity to make updates as needed.
  • Complete your benefits enrollment by no later than 31 days from your date of hire.
Who’s eligible?

All active regular full-time or part-time regular employees who are scheduled to work at least 24 hours per week are eligible to participate in Informatica’s benefits program. You may also cover your eligible dependents under Informatica’s medical, prescription, dental, vision, and life benefits.

Your eligible dependents include:

  • Spouse or domestic partner (same or opposite gender)
  • Your child(ren) and your covered spouse’s or qualified domestic partner’s child(ren) up to age 26
  • Disabled children who became disabled on or before age 26

Manage your costs

Today, it’s more important than ever to think like a consumer and make smart decisions about how you spend your health care dollars. Get five valuable tips for saving money in this video.